How we work

We are a local company with over 50 years experience between us, offering a range of key financial planning services

  • The value of our service is not dictated by us but by you
  • We look to work with all of our clients on an on-going basis and introduce the various products and services we offer as and when they become appropriate dependent on their individual circumstances
  • We’ll work through any difficult financial decisions; cut through the jargon giving practical advice and help you stay disciplined. We will also create a picture of your wealth over time which is easy to understand and which will become the core of all financial decisions. You’ll be able to review your plans online, whenever you want.

Our fees are transparent and fair. Before you agree to become a client and pay a penny in fees, we’ll invest time and expertise in reviewing your situation to ensure we are the right adviser for you, and that we can deliver significant and real value. To make working together as easy, effective and enjoyable as possible we have developed a structured process.

This process combines four essential stages –

1. Initial consultation

  • Initial meeting with one of our qualified financial planners
  • A chance to ask questions and understand our service
  • Opportunity for us to find out what help you require
  • Discuss the options available to you from our menu of services
  • Information about our charges

Fees for this part of our service are at our expense

2. Financial Review and Recommendation

  • Gathering of information about your existing financial arrangements
  • Full risk profile completed
  • Analysis of your current holdings to see if they match your risk profile
  • Recommendation of an asset allocation that matches your risk profile
  • Preparation of detailed report outlining our recommendations
  • Second meeting to explain and discuss your report in detail

Fees for this part of our service will be confirmed in your individual Scope of Work

3. Plan Arrangement and Implementation

  • Handling of all fund and policy administration on your behalf
  • Regular updates to keep you informed of progress
  • Ensure your documents are issued in line with your expectations
  • Confirm all actions taken on your behalf in writing

Fees for this part of our service will be confirmed in your individual Scope of Work

4. Ongoing Service

  • Structured reviews to give you peace of mind
  • Assessment of your current circumstances and any changes to your plans that are needed
  • Regular updates and information regarding your holdings
  • A choice of differing levels of support depending on your needs
  • Ongoing support with correspondence and administration issues.

Fees for this part of our service will be confirmed in your Ongoing Service Agreement

Our Guiding Principles:

  • Look after your money as if it is our own
  • Our commitments to you are kept
  • To only do things which add value to your position
  • Our consistent level of service gives you confidence that your financial affairs are handled with the highest levels of competency. You should also fully understand the planning outcomes, mutually agreed at outset and at each meeting

Want to know more?

Call us for a friendly chat on 01480 350 858 or email: